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Certainly! Here’s a step-by-step, in-depth explanation of how pet insurance works, covering everything from policy purchase to claim reimbursement — ideal whether you’re a pet parent in Mauritius or elsewhere. 🐾 How Pet Insurance Works – Step by Step 📝 1. Choose & Purchase a Policy Before anything happens to your pet, you purchase a … Read more

Certainly! Here’s a detailed explanation of Pet Insurance, a growing form of insurance in many regions, including Mauritius, to help you protect your furry family members (dogs, cats, etc.) from unexpected veterinary costs. 🐶🐱 What is Pet Insurance? Pet insurance is a health insurance policy for your pet that reimburses you for certain veterinary expenses, … Read more

Absolutely! Here’s a complete, detailed guide to Health Insurance, tailored for individuals, families, and businesses — especially relevant in Mauritius and other similar healthcare environments. 🏥 What is Health Insurance? Health insurance is a contract between an individual (or a group) and an insurance company that covers medical expenses incurred due to illness, injury, or … Read more

Certainly! Here’s a detailed explanation of Accidental Death Insurance, especially as an add-on/rider to a life insurance policy — a crucial protection for working individuals, business owners (like Jhonson Limited employees), drivers, or people in physically risky jobs. ⚠️ Accidental Death Insurance Rider – In Detail ✅ What Is Accidental Death Insurance (ADI)? Accidental Death … Read more

Certainly! Here’s a detailed explanation of Child Life Insurance / Education Plans, particularly useful for parents or guardians planning their child’s future — especially in countries like Mauritius, where educational and financial planning is key. 🎓 Child Life Insurance / Education Plan – In Detail ✅ What is a Child Life Insurance / Education Plan? … Read more

Certainly! Here’s a detailed guide to Group Life Insurance, especially relevant for employers, business owners (like Jhonson Limited in Mauritius), trade associations, or unions. 👥 Group Life Insurance – In Detail ✅ What is Group Life Insurance? Group Life Insurance is a single insurance policy that covers a group of people under one contract, typically … Read more

Certainly! Here’s a detailed breakdown of the types of Life Insurance, including how each works, what it covers, and who it’s best suited for—especially helpful for individuals, families, and small business owners in Mauritius or similar regions. ⚰️ Types of Life Insurance (In Detail) Life insurance provides financial protection to your beneficiaries (e.g., spouse, children, … Read more

1. Individual Health Insurance Covers: Medical expenses for a single person. Features: Best For: Single adults or freelancers without employer coverage. 2. Family Floater Health Insurance Covers: Entire family under a single plan (e.g., parents, spouse, children). Features: Example: A plan with MUR 1,000,000 coverage may be used by any member as needed. Best For: … Read more

1. Life Insurance Purpose: Provides financial support to beneficiaries after the policyholder’s death. Types: Best For: Individuals with dependents, business owners (key person insurance), or anyone planning estate transfers. 2. Health Insurance Purpose: Covers medical expenses due to illness, injury, or hospitalization. Key Features: Best For: Everyone, especially in places where private healthcare costs can … Read more

Introduction to Insurance Insurance is a financial arrangement that provides protection against potential risks or losses. It works by transferring the risk of financial loss from an individual or entity to an insurance company in exchange for regular payments called premiums. If a covered event occurs—like an accident, illness, or property damage—the insurer compensates the … Read more